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The Student Loan Debt Market: The role of federal student loan allocation on undergraduate student default rates
Public Deposited- Last Modified
- February 26, 2019
- Creator
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Rowe, Erin Alyse
- Kenan-Flagler Business School
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Rowe, Erin Alyse
- Abstract
- This study examines the effectiveness of federal student loan allocation and its role in student loan default rates. The loan allocation method is represented by program loan limits imposed by Congress. In addition to program loan limits, the study considers other educational and economic institutional drivers that education research has been linked to student loan default rates. The relationship between loan limits, other variables, and default rates is tested through a multivariable regression analysis. The analysis suggests that program loan limits do not have a significant effect on student loan default rates, but student loans are an effective means to help students finance education. To conclude the study, I assess three potential loan allocation methods as well as discuss my experience with the study and working with limited public data.
- Date of publication
- spring 2014
- Keyword
- DOI
- Resource type
- Rights statement
- In Copyright
- Note
- Funding: None
- Advisor
- Hu, Bin
- Degree
- Bachelor of Arts
- Honors level
- Honors
- Degree granting institution
- University of North Carolina at Chapel Hill
- Extent
- 64
- Date uploaded
- May 5, 2014
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